Terrapin vs Ramp
Terrapin vs Ramp — Which Fits Freelancers Best?
Ramp is built for finance teams managing corporate spend. Terrapin is built for freelancers and small business owners who just need receipts categorized, tax-ready, and automated.
No Corporate Card Required
Ramp ties value to its corporate card ecosystem. Terrapin works with any bank, card, or payment method — perfect for freelancers who don’t want a new card.
Freelancer-First Design
Ramp is finance-team software with approvals and workflows. Terrapin is simple, mobile-first, and focused on individuals who mix personal and business spend.
Automated Receipt Discovery
Ramp needs card-linked transactions. Terrapin pulls receipts automatically from your email, photo roll, and wallets — no extra steps.
Transparent, Flat Pricing
Terrapin costs $150/year, predictable and clear. Ramp pricing is enterprise-style — tied to corporate usage and transaction volume.
Questions? Answers!
Here are the most common things people ask before trusting Terrapin with their receipts.
No Corporate Card Required
Ramp ties value to its corporate card ecosystem. Terrapin works with any bank, card, or payment method — perfect for freelancers who don’t want a new card.
No Corporate Card Required
Ramp ties value to its corporate card ecosystem. Terrapin works with any bank, card, or payment method — perfect for freelancers who don’t want a new card.
Freelancer-First Design
Ramp is finance-team software with approvals and workflows. Terrapin is simple, mobile-first, and focused on individuals who mix personal and business spend.
Automated Receipt Discovery
Ramp needs card-linked transactions. Terrapin pulls receipts automatically from your email, photo roll, and wallets — no extra steps.
Transparent, Flat Pricing
Terrapin costs $150/year, predictable and clear. Ramp pricing is enterprise-style — tied to corporate usage and transaction volume.
Need something else? Email us anytime : hello@tryterrapin.com
Join Terrapin’s early access and see why freelancers don’t need a corporate card to manage receipts.
For freelancers and solopreneurs who want tax-ready receipts without enterprise bloat.